238. "Money chain is the most nike air max difficult problems companies currently face, for SMEs, to a certain extent as has financing, also lost financing." Many Taiwanese business people said that financial institutions play as will the survival of SMEs a crucial role. Interviews with reporters in the Fujian coast, with the collection season of the year approaching,air max the event of default has been used to operate small and medium enterprises, faces growing pressure to increase capital chain, many companies find ways to return the funds ahead of the year. Financial institutions to increase financial support for efforts to reduce the tax burden of the relevant government departments, a Air Max 90 "winter" in working hard and making the voice of SMEs in general. Decline in exports-oriented enterprises face the "winter" Exports as the largest county in Fujian Province, Jinjiang City, the increasing trend of exports declinenike max significantly. Jinjiang City, CIQ, according to statistics, the city's first 10 months of this year, exports fell by 10.3% in the batch, the batch of which exports to the U.S. fell 12.8%, exports to the EU decreased by Air Max 95 7.8% in the batch. In the range of products, clothing fell by 18.7%, footwear fell by 11.8%. Export performance last year, the city has 226 enterprises, the year 1 to Sept. 30 to stop exports there, 105 of negative growth.prada shoes Xie Luwei Jinjiang Municipal Bureau of Commerce Secretary, said many small and medium export enterprises in Jinjiang, orders or not is not the embarrassment of orders, business is very difficult. In addition, enterprises are facing significantly increased risk of export proceeds, importers owed money, and even refused to pay, etc. Prada Shoes Low Repudiation occur. Jinjiang Jia Le U.S. Umbrella Products Co., Ltd. is an annual output of 100 million dozen umbrella of export-oriented enterprises, the company responsible Xiaoqing Jiang told reporters: "It is feared and no one, afraid of prada sneakers orders." Just past the Canton Fair, Xiaoqing Jiang for the first time does not show. "In the past because of quality problems are most worried about foreign returns, claims, and now most worried about is the exchange rate risk, even under a 30% deposit, if the excessive depreciation of the currency, loss of deposits would not prefer foreign goods." Foreign currencies, especially the second half to Australian dollars, rubles, euros and other currencies depreciated, so that some companies attempt to resolve the export market diversification strategy of the risk of setbacks. Fujian Sanli said locomotive rehabilitation, general manager of the king, since September, the euro and sterling were devalued by nearly 40%, allow enterprises to worry about the dollar over the past back into the most stable currency, non-US dollar exchange rate at men prada shoes greater risk of market . A series of countries to improve the export tax rebate policy to support export enterprises, to the plight ofPrada Wallet online the export-oriented enterprises with more hope, but some business people called for more tax rebates to cut costs, clean up outdated fees, reduce the burden on enterprises. How much an enterprise in the end have to pay taxes? Quanzhou, who declined to name the business owners, says that "there is only the land tax collected on behalf of more than 10, remember not remembering." It is understood that, in addition to the tax on production and operations, the local tax department also collected City property taxes, land use tax, personal income tax and stamp duty land tax in the Quanzhou region is also charged to the enterprise on behalf of dike maintenance, guaranteeing the employment of disabled persons, non-staple food price regulation fund additional local education, social security funds, some enterprises tax burden of more than 10% of sales revenue. Tight chain of the year approaching funding Stone Town, Jinjiang City, east two or three hundred up umbrella companies, attracted about 30,000 employees, almost the size of the family workshop with that. "Years ago, will be the most difficult time, a number of umbrella companies will fail." Umbrella Industry Association of Fujian Province, the country's largest umbrella of export enterprises, "Plum Blossom Umbrella" said chairman Bang Wang, umbrella making process simply by fees, industrial control and weak, a case of the decline in exports to a number of enterprises will fall, too 欠贷 those banks, accounts receivable than the major companies will bear the brunt. Sports shoes in China's largest production base of Chendai Town, Del benefits the company has called back to the dealers all over the meeting, and in previous years, such meetings have to end. Why bother, vice president, said: "now that other companies are trying to return the funds in the year, and now useless enterprises to large, who who would rather cash in hand to the last." A dealer from Yunnan reflects Now the brand sports shoes store, new listing just a few days to discount promotions, "This is not seen in the past, we are eager to return the funds in the year." For some time, the state has adopted a number of guide financial institutions to increase efforts to support SME lending policy of financial institutions to small and medium enterprises in the current "New Year off" the special period, play a "timely" role? Most business people interviewed said they did not optimistic. Jinjiang City, a medium-sized garment enterprises, 30% export growth this year, but profits are not growing. Company chairman said that the export profits have fallen sharply, but the bank's funding costs did not decline, small business loan interest rates are generally based on the benchmark interest rate go up 20% to 50%, 10% of the cost of loans, if the corporate profits, low, that more loans, the greater the loss. The business owners appear in the near future in particular to be alert to "overwhelm corporate banking reminder" phenomenon, to guard against some of its assets is also good business because of lack of cash flow loans are urging closure. Business people generally believe that financial institutions in innovative financial products there are not a small space. Why bother, says, "Del benefits" by the Chinese as the national brand Brand Lab 500, Jinjiang brand in the country with high visibility and a lot of loans but banks are still looking plant, equipment and other collateral, of more value little interest in intangible assets. The garment business owner is reflected in his assessment billion yuan assets, but the amount of loans from the bank only one thousand million, it is difficult to meet the needs of enterprises. A typical example is the small and medium enterprises in Fujian Province and one city to alleviate the difficulty in obtaining loans, set up a security company, but a few months, secured loans less than 10 pen. Stakeholders told reporters that even by the security company secured loans, commercial banks still insist on floating interest rate based on 50% of all, with security companies charge 3% of the premium, the loan was 13% of the cost, so that small and medium Enterprise prohibitive. As financial institutions should be greater Relative to other developed coastal areas, Taiwanese economic sector is relatively backward in terms of financial support, business financing channel is narrow, many companies only in the "known" only after dealing with financial institutions. Small loans, mainly relying on its own accumulation, many companies also lightly armed to face the current economic downturn, the cost of capital to avoid a heavy drag on business, which is Taiwanese enterprises to maintain relative stability in the current one of the reasons. Reporters learned to rely more on bank loans for growth companies, bank credit to support the "intensity" is becoming a deciding survival of the "death hand." For some time, both the central government or local governments, financial institutions were counting on more help for SMEs as a "pass." Yi-Min Yang Jinjiang Municipal Committee, said the face of crisis, the government highly concerned about the enterprise funds Jinjiang chain issues, and in terms of financial support for the introduction of a series of measures. Back in June, Jinjiang city government invested 30 million yuan, to attract private enterprises invested 69.99 million yuan 3, set up a capital of 99.99 million yuan in Jinjiang City, limited by guarantee; in October, shares of 20 companies, registered capital of 3 billion in the first microfinance company in Fujian Province Jinjiang honest microfinance company set up, can handle 10 million yuan discount loan the following business; Jinjiang City, also in the form of Venture Capital Fund, up 25 million yuan to support the establishment of the red, Jinjiang City Bridge Venture Investment Company. According to reports, at the end of October, the security companies and small loan company has helped more than 4,000 yuan loans to SMEs. County in the country, the Jinjiang to "brands are" known, many brand is a valuable intangible assets, can make an inventory of these intangible assets for the corporate finance services, by the business owners great concern. Not long ago, Jinjiang City, issued a "trademark and guidance on equity loans," the end of the region for all commercial banks have a few pen trademark and equity loans happen. "If the commercial banks can emancipate the mind, a trademark only, can be promising for the development of Jinjiang's brand of these enterprises large amounts of financing, the most urgent to resolve the current shortage of liquidity." Why bother said.